Our Partners
Start Today: Our Strategic & Professional Approach to your Credit Report
Every single score point matters!
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We assess your situation, analyze your report and provide you with tools for a better financial life.
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We legally work on verifying every single adverse account being reported to all 3 bureaus: Transunion, Equifax and Experian; along with inquiries, addresses and aliases.
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By FCRA laws and regulations, all obsolete, misleading, inaccurate, incomplete or unverifiable information has to either be corrected or removed from all three credit reports
Removing:
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Personal information inaccuracies
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Unpaid collections
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Paid collections
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Charged-off accounts
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Profit & loss accounts
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Settled for less accounts
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Included in bankruptcy accounts
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Public records: tax liens, judgments
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Bankruptcy
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Repossessions
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Late payments
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Inquiries
- Student Loans
Step 1: IdentityIQ
Sign-up for credit monitoring with IdentityIQ. This allows full access to all 3 credit reports (Experian, Equifax, Transunion). Click the icon below to sign-up at IdentityIQ.
Step 2: Free Consultation
Complete our consultation form below. When including your IdentityIQ login information please include complete and accurate username & password
Step 3: Rebuilding Credit
As we work to repair and restore your credit it is essential that we also help you build new credit profiles and positive reporting. To do this we work with Credit Card Broker in an effort to find suitable credit offers that will match your unique situation.
F.A.Q.
How does this program work?
Credit Restoration is designed for people that are looking for a complete adjustment in their credit. We identify credit challenges that have caused your credit score to be stagnant or poor. This process also includes the removal of any inaccurate information listed on the credit profile. There is also a step of rebuilding the credit content of the report by adding positive credit. Each month different goals are set and resources are provided to help implement changes.
Are the services you offer compliant with state and federal laws?
Credit restoration and strategies used by Wealth and Capital are 100% legal. The Fair Credit Reporting Act allows consumers to challenge the validity of any inaccurate or obsolete information on any consumer report. Through this act, Wealth and Capital will only exercise guidance that is in alignment what the laws have specifically laid out.
How long is the process?
Credit Restoration requires a minimum of six (6) months to fully see it’s full potential. During the six month enrollment, clients typically see a credit score increase within forty five (45) days of initial enrollment.
How much does the program cost?
Wealth and Capital requires a client consultation . This consultation session is 30 minutes long and is conducted via phone, prices vary.
Address
8322 Pineville-Matthews Rd.
STE. 602 #1430
Charlotte NC, 28226
(980)201-4138
wealthandcapital8@gmail.com
