Effective Date: August 14th, 2025
Welcome to Wealth and Capital Consulting, LLC. (“we,” “us,” or “our”). By accessing or using our website at https://wealthandcapital.com (the “Site”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). Please read them carefully. If you do not agree with these Terms, you must not use our Site or services.
1. Services Offered
We provide credit repair services, which include reviewing credit reports, disputing inaccuracies, business funding, and providing credit improvement strategies.
2. Client Responsibilities
Clients are responsible for providing accurate, complete, and current information. Clients must notify us of any changes to their information to ensure effective service.
3. Fees and Payment
Our fees for services will be outlined clearly on the Site. Payment is due upon agreement to engage our services. All fees are non-refundable unless otherwise stated.
4. No Guarantee of Results
We strive to improve your credit standing, but we cannot guarantee specific results. Credit repair success depends on various factors beyond our control, such as the accuracy of information provided and the response of credit bureaus.
5. Duration of Services
Our services will commence upon receipt of your executed agreement and payment. The term of service will be specified and can be renewed based on mutual agreement.
6. Cancellation Policy
Clients may cancel services at any time, but must provide written notice. Upon cancellation, clients will be responsible for any fees incurred up to the cancellation date.
7. Confidentiality
We respect your privacy. Any personal information collected will be used in accordance with our Privacy Policy, which is incorporated into these Terms by reference.
8. Compliance with Laws
We comply with all applicable laws, including the Credit Repair Organizations Act (CROA) and other federal and state regulations related to credit repair.
9. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Site or services.
10. Modifications to Terms
We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of our services following the posting of changes constitutes your acceptance of those changes.
11. Dispute Resolution
Any disputes arising from these Terms or our services shall be resolved through mediation. If mediation fails, disputes will be determined through binding arbitration in accordance with the laws of [Your State].
12. Contact Information
For questions about these Terms, please contact us at:
Wealth and Capital Consulting, LLC
8322 Pineville-Matthews Road, STE. 602 #1430
Charlotte, North Carolina 28226
ken@wealthandcapital.com
980-201-4138
By using our Site and services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
Privacy Policy
This privacy policy (“policy”) will help you understand how Wealth and Capital Consulting LLC (“us”, “we”, “our”) uses and protects the data you provide to us when you visit and use [blog URL] (“blog”, “service”).
We reserve the right to change this policy at any given time, of which you will be promptly updated. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page.
What User Data We Collect
When you visit the blog, we may collect the following data:
· Your IP address.
· Your contact information and email address.
Why We Collect Your Data
We are collecting your data for several reasons:
· To better understand your needs.
· To send you emails containing the information we think help you on your quest for better credit and/or business funding
Safeguarding and Securing the Data
Wealth and Capital Consulting LLC is committed to securing your data and keeping it confidential. Wealth and Capital Consulting LLC has done all in its power to prevent data theft, unauthorized access, and disclosure by implementing the latest technologies and software, which help us safeguard all the information we collect online.
Our Cookie Policy
Once you agree to allow our site to use cookies, you also agree to use the data it collects regarding your online behavior (analyze web traffic, web pages you visit and spend the most time on).
Please note that cookies don’t allow us to gain control of your computer in any way. They are strictly used to monitor which pages you find useful and which you do not so that we can provide a better experience for you.
If you want to disable cookies, you can do it by accessing the settings of your internet browser. You can visit https://www.internetcookies.com, which contains comprehensive information on how to do this on a wide variety of browsers and devices.
Links to Other Websites
Our blog contains links that lead to other websites. If you click on these links Wealth and Capital Consulting LLC is not responsible for your data and privacy protection. Visiting those websites is not governed by this privacy policy agreement. Make sure to read the privacy policy documentation of the website you go to from our website.
Restricting the Collection of your Personal Data
At some point, you might wish to restrict the use and collection of your personal data. You can achieve this by doing the following:
Contact us via email and we will be more than happy to delete your file and all information pertaining to you, as well as cancel your services with Wealth and Capital Consulting LLC.
Wealth and Capital Consulting LLC will not lease, sell or distribute your personal information to any third parties. We might do so if the law forces us. Your personal information will be used when we need to send you promotional materials if you agree to this privacy policy.