Frequently Asked Questions
How does the credit restoration program work?
Credit Restoration is tailored for individuals seeking a comprehensive transformation of their credit profile. Our process begins by identifying the factors that have contributed to a low or stagnant credit score. We then work to remove any inaccurate or unverifiable information from your credit reports. In addition to correcting discrepancies, we focus on rebuilding your credit by introducing positive credit elements to strengthen your profile. Each month, we set targeted goals and
provide strategic resources to support and guide your progress toward lasting
credit improvement.
How long is the credit restoration process?
Credit restoration typically requires a
minimum commitment of six (6) months to achieve its full potential. While individual
results may vary, many clients begin to see improvements in their credit scores within the first forty-five (45) days of enrollment. This timeframe allows for the implementation of effective strategies and the resolution of credit reporting issues.
Are the services you offer compliant with state and federal laws?
The credit restoration services and strategies employed by Wealth + Capital are fully compliant with all applicable laws. Under the Fair Credit Reporting Act (FCRA), consumers have the legal right to dispute any inaccurate, outdated, or unverifiable information on their credit reports. Wealth and Capital strictly adheres to the provisions of the FCRA, providing guidance and support that aligns with the legal framework established to protect consumer rights and ensure the accuracy of credit reporting.
How does the payment procedure work?
A link will be emailed or text to you for payment. Payment must be received before services are provided. Payment plans can be provided on a case by case basis.
Is it possible to obtain an invoice for my purchase?
Certainly! All purchases and programs come with invoices. Duplicate copies can be sent upon request.
Need further assistance?
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Wealth and Capital Consulting, LLC 8322 Pineville Matthews Road, STE. 602 #1430 Charlotte, North Carolina 28226 980-201-4138 ken@wealthandcapital.com